Tag Archives: business insurance


July 8, 2021

Training to help HGV drivers avoid cargo theft launched by NAVCIS

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Training to help HGV drivers avoid cargo theft launched by NAVCIS   Cargo theft is on the increase. Latest figures from NAVCIS, which is the police department responsible for dealing with freight crime, reveal 321 offences involving theft of HGVs or theft from HGVs have been reported since 1 January this year, amounting to losses…

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Cyber Insurance Header
June 29, 2021

Organisations’ exposure and implications

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Organisations’ exposure and implications Access to organisations’ confidential information A data breach happens when an attacker gains illegal access to an organisation’s network through malicious activity, employee negligence, or third-party attacks. Data from millions of individuals was stolen in the well-publicised Blackbaud hack, affecting a number of charities. Such information can easily be sold on…

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Haulage-insurance
May 20, 2021

Coronavirus (COVID-19): safer practice for international hauliers

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Coronavirus (COVID-19): safer practice for international hauliers   The Department for Transport has published guidance for hauliers making international journeys. The guide, last updated on the 28th March 2021, covers everything a haulier needs to know when it comes to safety, including rules on COVID-19 testing for hauliers and other topics such as: – Driver…

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coronavirus business interruption
April 20, 2021

Testing & Vaccination Challenges

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If you’re considering COVID-19 testing in your workplace, whether for employees, visitors or contractors, it’s important you are aware of the possible potential implications for your liability insurance covers.   Similarly, if you’re considering or are approached by a relevant authority about your premises/site being used as a testing facility (whether asymptomatic or symptomatic) or…

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April 19, 2021

Measures to Reinstate Plant, Equipment and LPS

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This Loss Prevention Standard contains guidance on how to reduce risks when you are planning to reinstate process plant and equipment that have been shut down or mothballed on a temporary basis, for example in response to a business downturn or forced closure due to external factors such as an epidemic/pandemic event This document is…

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credit insurance
April 12, 2021

How trade credit insurance secures your cashflow

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How trade credit insurance secures your cashflow   In the UK, nearly 1 in 7 SMEs fail to pay wages on time due to cashflow problems (source: Intuit Quickbooks, 2019). Granting trade credit has advantages, but also creates an account receivable that weighs on your clients’ working capital – it is cash that is not…

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credit insurance
July 8, 2020

Ascend launch new style credit insurance

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Ascend Broking Group have launched a revolutionary new credit insurance facility on a per-invoice basis from just £5.60* per policy, making it much more affordable and than traditional credit insurance. Credit insurance allows your business to grow by offering credit terms to new buyers, knowing that you’re protected if things don’t go to plan. It…

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June 6, 2020

Riots, are you covered?

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Commotion gripping the USA has left many around the world wondering if their business is covered in the event of riots and civil disturbance. Are your vehicles covered? Vehicles are typically covered by a standard comprehensive insurance policy, providing payment for damages to the vehicle and its contents caused by fire or vandalism. Comprehensive cover…

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Ascend Motor Fleet
November 29, 2019

What are the risks of in-home deliveries?

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While many customers might welcome the greater flexibility offered by in-home delivery services, there are also potential risk implications. For example: • Theft • Accidental damage to property • Malicious/criminal damage • Injury to a delivery driver (e.g. a trip or slip), which could lead to a personal injury claim   Theft could be a…

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Cyber liability
October 21, 2019

Marriott faces £100m fine over cyber-attack on its data

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The massive hacking of Marriott International reservation databases could lead to a £99m fine as the UK cracked down on privacy breaches with its second major penalty notice in two days. The cyber-attack, which Marriott disclosed in 2018, exposed information on 339-million guest records, including seven million related to British residents, the UK Information Commissioner’s…

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