- Efficacy cover, known as failure to preform
- Protects your liability for injury to third parties, or damage to third party property
- Turnover split between activities
- MOT Loss of Licence
- Defective Workshop Service Indemnity
- Commercial vehicle weight classes
- Storage arrangements for customer vehicles
- Engineering Inspections
Ascend will assist you risk manage the remaining elements of your business to tailor the policy to you, these can include but not limited to:
- Buildings (Or Tenants Improvements)
- Stock (Vehicle, Parts & Accessories)
- Demonstration Cover (Accompanied / Un-Accompanied)
- Courtesy/Loan Vehicles
- Public Liability
- Engineering Inspection & Breakdown
- Business Interruption
At Ascend, we have our dedicated experts who are able to provide solutions from start-ups through to multi-site locations and can even arrange self-insurance programmes for the larger operator.
We appreciate the challenges that the fire & security industry faces, from national firms to sole traders. With this in mind, we have a bespoke fire & security Insurance which is tailored towards your trade activities, and we assist in building a policy to your specific cover requirements from a panel of our A rated insurers. We will highlight any differences in cover between insurers and ensure you are confident in your own insurance cover.
What services do we offer?
- Friendly and professional service
- Award-winning claims team
- Claims mobile app
- Experts in reducing cost
- 32 Years professional experience
- Transparent
- Independent
- Wide insurer panel
- No call centres
- Dedicated contacts
- No office closures
- No policy fees
Why you need Fire & Security Insurance
There are legal requirements in the United Kingdom to have certain insurance policies in place, for a Fire & Security sector, there are two fundamental elements of cover that you need to be aware of.
- Business Interruption
Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster. - Employers Liability
This is also a legal requirement to obtain if you have at least one employee, this does include many types of sub-contractor too. If you are caught without cover, you can be fined up to £2,500 per employee, per day.
Who to speak to?
Please contact Stuart Belbin who has extended knowledge in the Fire & Security and Commercial insurance sectors.
Stuart Belbin
Account Executive
M: 07736 956221 E: Stuart.Belbin@ascendbrokingold.co.uk
