Why all businesses require Directors and Officers insurance Directors and Officers liability insurance (D&O insurance) provides financial support and defence against potential investigations into the behaviour of your executives and the possibility of them being sued. Without such insurance, the company will be left to pick up the tab from their own resources. Or,…
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Category: Liability
Construction – Problems with Products
What is Part Product? In the last few weeks I have seen trade advertising from different major insurers announcing that their Construction policy now has an optional extension for what is known as Part Product. Well, this is not something new, as I have been including this important extension since the early 1990s. Liability Insurance?…
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Why you Need Cyber Insurance
Why you need cyber insurance... The risks of cyber crime have never been more prevalent, with attacks on businesses increasing each year. Cyber risk insurance is a must for any company that holds personal data or stores business critical information electronically. If your computer system fails due to interference from outside forces, you could lose…
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Ascend Free Security Survey – find out more
Did you know? • 36% of all burglaries are crimes of opportunity, with burglars letting themselves in through unlocked doors or windows. • You are ten times more likely to be burgled if you don’t have basic security. Even something as simple as putting strong locks on your doors and windows will keep your house…
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Employment Practice Liability cover – what is it?
Employment Practice Liability cover - what is it? The Cause British law works on the principle that someone accused of wrongdoing is innocent until proven guilty. In the workplace this means that when handling a disciplinary issue with a member of staff the employer must follow due process, investigate the allegation and be sure that…
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What to do after a break in
What to do after a burglary If you've been through the unsettling experience of a burglary, you're certainly not alone. According to security experts IFSEC Global, there is an attempted burglary every 45 seconds in the UK; every 76 seconds there's a successful one. The idea an intruder has entered your house can come as…
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Motor Fleet – 8 tips to keep your insurance cost down
Motor Fleet - 8 tips to keep your insurance cost down Our specialist transportation division is able to provide our clients with exclusive discounts often not available in the open market and our integrated IT system ensures you benefit from instant quotes and immediate cover. Motor fleet - Haulage Fleet Motor Fleet - Courier Fleet…
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What are your self-insurance options?
What are your self-insurance options? Self-insurance is one way businesses can maintain some control over their own risks, while still being able to purchase protection at higher entry levels when needed, through an insurer - at rates much lower than those offered by traditional programmes. What can self-insurance programmes cover? Almost any type of traditional…
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Ascend Broking Newsletter Spring 2022
Ascend Broking Cover notes Spring 2022 Explaining issues that affect your insurance In this issue - Business Interruption - Construction Delays - Martyn’s Law - Flooding - Is it covered? DOWNLOAD COVER NOTES Business success typically relies on a business carrying out its planned activities uninterrupted. It can, therefore, be beneficial to have insurance to…
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5 key areas you need to be aware of for spring
5 key areas you need to be aware of for spring - An Aviva Risk Management Solutions guide: April showers The UK continues to experience unpredictable extremes of weather as climate change becomes more of a factor. Spring 2020 was the sunniest ever recorded, but we only have to look back to spring 2012, where…
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