Tag Archives: business insurance
Ascend Free Security Survey – find out more
Did you know? • 36% of all burglaries are crimes of opportunity, with burglars letting themselves in through unlocked doors or windows. • You are ten times more likely to be burgled if you don’t have basic security. Even something as simple as putting strong locks on your doors and windows will keep your house…
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Why travel insurance is more important than ever in 2021
Why travel insurance is more important than ever as we reach the end of 2021 Travel insurance has never been so important as we continue to navigate Covid-19 in our overseas holidays and trips. It will cover you for unexpected situations both while away and in the run up to your holiday, from losing your luggage to covering…
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Lowering employment practices liability risks
Lowering employment practices liability risks Employment practices liability insurance (EPLI) is a critical type of cover that provides various protections for policyholders. Employers face a variety of risks related to employment practices liability claims. These claims became more common every year in the UK between 2015 and 2018. An EPLI policy can have a major…
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The financial implications of operating without Professional Indemnity Insurance
The financial implications of operating without Professional Indemnity Insurance Operating without professional indemnity insurance leaves your business open to claims and, in turn, huge financial risk. The costs of a claim can quickly reach hundreds of thousands and even millions. Most insurers offer policies which provide cover from an indemnity limit of £50,000 as standard.…
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7 top tips on Professional Indemnity Insurance
Deciding how much professional indemnity cover you need This is a common issue. Ultimately, it depends on your business, your clients and your potential liability. Your professional indemnity insurance needs to be able to cover the total rectification costs of your negligence and the legal costs of a claim against you. Some professional bodies will…
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The insurance market is changing
The insurance market is changing... what can you do about it? The insurance market operates in a similar way to many other marketplaces, in that it uses simple supply and demand principles. When there is an over-supply of product (too many insurance companies), prices are driven down; when supply is reduced or demand increases, prices…
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Do small businesses need employment practices liability insurance (EPLI)?
Do small businesses need employment practices liability insurance (EPLI)? EPLI is a type of small business insurance that helps you pay for lawsuits related to workplace discrimination and harassment. The United States has several federal laws that make it illegal for employers to treat prospective, current, and former employees differently based on their sex, colour,…
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COVID-19: The Impact on Marine Protection and Indemnity Coverage
COVID-19: The Impact on Marine Protection and Indemnity Coverage Amid the tragic human impact of COVID-19 and governments' restrictions on travel and commerce, businesses are feeling the economic consequences of the pandemic. COVID-19 has reshaped the marine sector's risk landscape, and raised questions about shipowners' protection and indemnity (P&I) coverage and how this may be…
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What Ascend’s Private Hire insurance covers and the optional extras you can add to your policy.
What Ascend's Private Hire insurance covers and the optional extras you can add to your policy At Ascend Broking, we believe that insurance should be simple. Nobody should have to read through pages and pages of insurance jargon to understand the cover they have in place. In this post, we’ll look into what your Private…
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Per-mile Insurance
A different way to pay for your car insurance: pay-per-mile Pay-Per-Mile car insurance No one likes paying for their car insurance. We’re forced to buy it. It’s a pain. However, some new types of insurance are making it a slightly less bitter pill to swallow. We all know there are a few black box options…
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