Tag Archives: Public liability


March 10, 2021

Do you know why public liability is so important for your charity?

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The importance of public liability for your charity Public liability insurance is an important insurance cover requirement for all companies, so what is it and why do you need it? As an advice-based insurance broker, we thought we would share our knowledge with you on public liability insurance:   Public liability insurance explained: Public liability insurance is… Read more
January 25, 2021

Ascend 2021 liability insurance masterclass

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Liability Insurance – Masterclass   “Any One Occurrence” or “in the Aggregate” Liability Policy Limits   Cover under a public/products or employers’ liability policy is underwritten on an “any one claim” basis. Professional indemnity is generally offered on an “in the aggregate”, meaning the total limit throughout the duration of the policy.   It is…

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August 7, 2017

5 Reasons You Might Need to Review your Public Liability Insurance

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Where there’s blame, there’s a claim, goes the saying and the UK seems no less immune to the thriving compensation culture. Increases in the way personal injury claims are calculated (click here) and the impact this will have on your business means you really should review the cover you have in place. In 2016/17, the…

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July 22, 2017

6 steps to helping you determine the correct Employers’ Liability cover

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Employers’ Liability (EL) insurance is compulsory for any business that employs staff. Great care should be taken when choosing limits of indemnity, especially following recent changes to personal injury law. While the statutory minimum is £5m, and today’s policies tend to start at £10m, many customers will need a higher limit to adequately meet their needs.…

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