Tag Archives: Local insurance broker
8 Ways to Tackle Underinsurance
8 Ways to Tackle Underinsurance Underinsurance can be devastating, especially when it comes to your business property and its contents, should you ever be in the unfortunate position of having to make a claim. Here are 8 ways to avoid it: Get your property valued regularly The cost of building materials has risen significantly in…
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5 ways to improve your motor fleet and reduce premiums
5 ways to improve your motor fleet and reduce premiums Motor fleet is a large percentage of a company's insurance spend. These 5 easy to follow tips could help you improve your motor fleet claims experience and reduce your premiums. 1. Motivate your drivers Motivating drivers to perform well can be a highly effective method…
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Coronavirus support for business guide
Coronavirus support for business guide Download our financial aid guide detailing the assistance that is available to you following the 2021 budget. As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…
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Why Professional Indemnity Insurance Is Essential
What if you provide advice and consultancy and there’s a mistake in the advice you’ve given? What if you provide an expert service and there’s a mistake in designs, plans or calculations? What if you handle people’s information and you face claims that you accidentally disclosed data or infringed on a client’s legal rights? If…
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Ascend begin fundraising for The Belsteads RDA
Ascend are delighted to support The Belsteads RDA, a local charity based in Chelmsford providing disabled children in the local community the opportunity to learn to ride and interact with horses. The Belsteads School is situated within 11 acres of paddocks and links directly to a 150-acre nature reserve. The curriculum will take advantage of…
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Ascend move open new office
We recently moved into our new office located within the heart of the Chelmsford Business Park in Chelmsford. Located at 21 Springfield Lyons Approach, Chelmsford Business Park, Chelmsford, Essex, CM2 5LB the new office features meeting rooms, open trading floor and a meeting area. We look forward to welcoming you for a coffee at our…
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Carillion. The bad-debt domino effect, and how to avoid it
Another construction firm has gone bust, but this time it has attracted more attention than usual. Carillion’s suppliers are said to be owed a hefty £2 billion. This will have a knock-on effect for tens of thousands of businesses. The small firms that handled most of Carillion’s work will sadly be those most affected by…
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Professional Indemnity Insurance
Professional Indemnity (PI) is an essential insurance cover that will protect you against negligence claims from unhappy customers. If you are starting out in business or are an established business providing professional advice for a fee then chances are you will be obliged to take out some kind of business insurance as a condition of…
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Water damage – over 25% of all claims originated from this risk
In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water…
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Construction Pitfalls – the use of Subcontractors
Ian Lawley, Technical Director at Ascend Broking, highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements. Many clients use subcontractors in the course of their business. This is quite normal, of course, and the client will expect to be insured for their use. But do they know…
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