With more snow forecast this week, you’re likely to encounter a bit of ice. As well as meaning the weather is going to be on the chilly side, ice also poses an issue when it comes to walking for yourself, staff and members of the public. All it takes is for you to step incorrectly…
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Water damage – over 25% of all claims originated from this risk
In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water…
Read moreBusiness Description – A Cautionary Tale
Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole…
Read moreHow to get the best price for your motor fleet
How to get the best price for your motor fleet Specialist insurance for the Transportation and Haulage sector needs a unique approach. It is important to engage a broker that has a specialism in your industry. They must have the knowledge and expertise in your business sector and be able to provide you with full market access.…
Read moreAscend launch fleet of telematic equipped vehicles
The first of our Ascend branded motor cars arrived a few weeks ago, you may have seen them around! These are equipped with state of the art telematics camera systems that we are happy to demonstrate to you or any fleet operator. These systems are not standard SD card systems but communicate directly to our chosen…
Read moreWhat every business should know about GDPR
SMEs need to take notice now and act ahead of the new GDPR regulations coming into force in May 2018. A new data privacy law will be introduced in May next year and we look at the key things every small business in the UK needs to know. The new law is called the EU…
Read more5 Reasons You Might Need to Review your Public Liability Insurance
Where there’s blame, there’s a claim, goes the saying and the UK seems no less immune to the thriving compensation culture. Increases in the way personal injury claims are calculated (click here) and the impact this will have on your business means you really should review the cover you have in place. In 2016/17, the…
Read more7 Reasons why you should embrace Professional Indemnity Insurance
If you’re not sure if you need professional indemnity insurance, here are some reasons that might help make things clearer for you: You provide advice and consultancy Clients can claim compensation if there’s a mistake in the advice you have given. You provide an expert service In case you make a mistake in designs, plans…
Read moreWhy choosing a specialist insurance broker makes a big difference
Working with a specialist insurance broker not only helps you understand your exposures and arrange comprehensive cover, but will also enable you to access specialist markets that can provide you with competitive cover. Each industry sector has a diverse range of circumstances to take into consideration when arranging insurance. There are many aspects that are…
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