Tag Archives: employers liability
Top 5 causes of workplace injuries
Top 5 causes of workplace injuries Employee safety is a top priority for any employer. Employees are the driving force of your business and need to be able to work in a safe environment to ensure efficiency and productivity. Knowing the most common workplace injuries and ways to prevent them can decrease the number of…
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Employers Liability claims in relation to COVID-19
As restrictions ease over the coming months businesses should be aware of potential Employers Liability claims in relation to COVID-19. This useful guide for employers includes preventative measures businesses can take to help manage these types of claims. Working from home It was supposed to be temporary, then it became less temporary, now many businesses…
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Common insurance mistakes to avoid for your small business
Common insurance mistakes to avoid for your small business The easiest way to avoid liability and probable financial loss is to secure your business against unforeseeable circumstances. Failure to do so jeopardizes the chance of your venture’s success and exposes you to the danger of losing all you have built over the years. Although most…
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COVID-19: How to reduce the risk of employers’ liability claims
COVID-19: How to reduce the risk of employers’ liability claims As the country gradually moves towards the ‘new normal’, it is inevitable and understandable that employers will now be focusing on implementing the necessary changes to their working practices, allowing them to operate not only safely but also profitably. Business owners and, indeed, their…
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Ascend 2021 liability insurance masterclass
Liability Insurance – Masterclass “Any One Occurrence” or “in the Aggregate” Liability Policy Limits Cover under a public/products or employers’ liability policy is underwritten on an “any one claim” basis. Professional indemnity is generally offered on an “in the aggregate”, meaning the total limit throughout the duration of the policy. It is…
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6 steps to helping you determine the correct Employers’ Liability cover
Employers’ Liability (EL) insurance is compulsory for any business that employs staff. Great care should be taken when choosing limits of indemnity, especially following recent changes to personal injury law. While the statutory minimum is £5m, and today’s policies tend to start at £10m, many customers will need a higher limit to adequately meet their needs.…
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