Understanding the challenges of written-off vehicles: implications for car owners and insurers The fast-paced automotive industry is currently facing a troubling issue. The issue involves a growing number of vehicles that insurers write off due to delays in parts supply, causing frustration among car owners and uncertainty in the insurance industry. This article aims to…
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Tag Archives: construction
Modern Methods of Construction
As an insurance broker who provides expert support and advice for businesses in the construction industry, we keep a close eye on MMC, or Modern Methods of Construction. What is insurance for modern construction? MMCs are currently revolutionising the construction industry by providing new ways of building that are faster, cheaper and more sustainable than…
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From Rental Woes to Relief: Navigating Hired in Plant Insurance Claims
Hired in plant insurance is an important type of insurance for businesses that rely on plant or equipment rentals. It provides protection against damage or loss of equipment that is rented from a third party. Hired in plant insurance claims can be complex, and it is important to understand the process in order to ensure…
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New smartphone driver safety apps for businesses
The role of smartphones, gamification and rewards in a business driver safety programme Due to the challenge of monitoring behaviour and engaging employees, driver safety has remained a blindspot for many companies – until now. Innovative smartphone-based solutions are giving health and safety leaders access to data-driven insights whilst enabling them to gamify and…
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Construction sites operating during the Coronavirus
Construction sites operating during the Coronavirus Construction sites operating during the Coronavirus COVID-19 pandemic need to ensure they are protecting their workforce and minimising the risk of spread of infection. This guidance is intended to introduce consistent measures on sites of all sizes, in line with the Government’s recommendations on social distancing. Self-Isolation Anyone who…
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Mothballed Construction Sites Part 1: Leaving the Site
Mothballed construction sites Part 1: Leaving the site This current situation opens up a host of new risks arising from the cessation of work, the biggest being an unoccupied property which presents a range of issues that must be addressed quickly. In this article, Ensurance provide advice on some new risks and offer some simple best-practice advice and…
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Why Professional Indemnity Insurance Is Essential
What if you provide advice and consultancy and there’s a mistake in the advice you’ve given? What if you provide an expert service and there’s a mistake in designs, plans or calculations? What if you handle people’s information and you face claims that you accidentally disclosed data or infringed on a client’s legal rights? If…
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Escalators: Staying a step ahead in health and safety
There was great excitement among architects in 2011 when Jack Levy, professor of mechanical engineering at City University London, unveiled his plans for the world’s first curved escalator – the ‘Levytator’. Promoted as both safer and more energy efficient compared to standard escalators, some hailed the ‘Levytator’ as a benchmark in the future of escalator…
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Carillion. The bad-debt domino effect, and how to avoid it
Another construction firm has gone bust, but this time it has attracted more attention than usual. Carillion’s suppliers are said to be owed a hefty £2 billion. This will have a knock-on effect for tens of thousands of businesses. The small firms that handled most of Carillion’s work will sadly be those most affected by…
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HSE Fees for Intervention – The Disputes Process
CURRENT CONTEXT – the HSE claims it has always had a “proportionate dispute process” since it introduced Fee for Intervention (FFI) in 2012, intended to lay the cost burden of HSE intervention on businesses that break health and safety laws, not on taxpayers. In September 2016, permission was granted for a judicial review of the…
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