Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole…
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Tag Archives: Construction liability
Construction Pitfalls – the use of Subcontractors
Ian Lawley, Technical Director at Ascend Broking, highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements. Many clients use subcontractors in the course of their business. This is quite normal, of course, and the client will expect to be insured for their use. But do they know…
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What is a retroactive date on professional indemnity insurance?
If you purchase any kind of professional indemnity insurance then the chances are you will hear the phrase ‘retroactive date’ at some point when arranging your professional indemnity insurance cover. This is an important area which many businesses overlook when placing professional indemnity cover. A retroactive date is generally the date from which you have…
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5 Reasons You Might Need to Review your Public Liability Insurance
Where there’s blame, there’s a claim, goes the saying and the UK seems no less immune to the thriving compensation culture. Increases in the way personal injury claims are calculated (click here) and the impact this will have on your business means you really should review the cover you have in place. In 2016/17, the…
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