Tag Archives: Claims advice
How to protect against fire from lithium batteries
Lithium batteries in the home – how to protect against fire The use of lithium-ion batteries in household items has increased due to their ability to store more energy, providing longer usage times. While these batteries are generally safe when used properly, there can be serious consequences if they are not handled correctly. Here are…
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What is business interruption?
What is business interruption? At the outset of your claim, it is essential that work is focused on establishing liability acceptance from your insurance company. A delay in getting liability accepted on a commercial loss can have dire consequences for any business’s future, as cash flow can be impacted for several months. With Morgan Clark…
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Top 6 tradesman insurance claim types
Top 6 tradesman insurance claim types Damage to property Property damage from work carried out by a employees and subcontractors come in many different forms, such as a gardener felling a tree that falls on to a property and damages it, a plumber fitting pipework that springs a leak, or an electrician installing wiring that…
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Whiplash reforms – in place from now
Whiplash reforms – in place from now From the 31st May new whiplash reforms came into legislation. WHAT DOES THIS MEAN? Historically, the limit for the Small Claims Track (the route to bring low value claims to court) was £1,000. The reforms will increase this limit to £5,000. This will mean that if a person…
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How to stay on top of goods in transit damage claims
How to stay on top of Freight Liability (goods in transit) damage claims Transport damage can be a serious issue in the haulage business. Making repeated claims on insurance can significantly increase premiums and there may be occasions when an insurer refuses to pay out, leaving the business with a significant bill. Staying on…
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Helping to make the Claims experience less painful
Insurance is often referred to as a ‘grudge purchase’, a necessary evil and something that only really delivers any value if the policyholder is propelled by an accident or incident towards the ‘moment of truth’ – the time at which they have to call on their policy and make a claim. At that point, it…
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