Tag Archives: Chelmsford insurance broker


December 9, 2022

Construction – Problems with Products

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What is Part Product? In the last few weeks I have seen trade advertising from different major insurers announcing that their Construction policy now has an optional extension for what is known as Part Product. Well, this is not something new, as I have been including this important extension since the early 1990s. Liability Insurance?… Read more
August 18, 2022

Ascend Broking Newsletter 2022

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Ascend Broking cover notes Summer 2022 Explaining issues that affect your insurance... In this issue: - Insurance fraud does not pay - Bullying: workplace trials and tribunals - Business travel polices offer many benefits - Inflation impacts on property insurance - Cover your event eventualities - Is it covered? DOWNLOAD COVER NOTES Insurance fraudsters beware! The… Read more
December 14, 2021

Why travel insurance is more important than ever in 2021

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Why travel insurance is more important than ever as we reach the end of 2021 Travel insurance has never been so important as we continue to navigate Covid-19 in our overseas holidays and trips. It will cover you for unexpected situations both while away and in the run up to your holiday, from losing your luggage to covering… Read more
November 29, 2021

Lowering employment practices liability risks

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Lowering employment practices liability risks Employment practices liability insurance (EPLI) is a critical type of cover that provides various protections for policyholders. Employers face a variety of risks related to employment practices liability claims. These claims became more common every year in the UK between 2015 and 2018. An EPLI policy can have a major… Read more
November 15, 2021

The financial implications of operating without Professional Indemnity Insurance

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The financial implications of operating without Professional Indemnity Insurance Operating without professional indemnity insurance leaves your business open to claims and, in turn, huge financial risk. The costs of a claim can quickly reach hundreds of thousands and even millions. Most insurers offer policies which provide cover from an indemnity limit of £50,000 as standard.… Read more
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November 11, 2021

7 top tips on Professional Indemnity Insurance

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Deciding how much professional indemnity cover you need This is a common issue. Ultimately, it depends on your business, your clients and your potential liability. Your professional indemnity insurance needs to be able to cover the total rectification costs of your negligence and the legal costs of a claim against you. Some professional bodies will… Read more
Ascend Small Business
October 28, 2021

Do small businesses need employment practices liability insurance (EPLI)?

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Do small businesses need employment practices liability insurance (EPLI)? EPLI is a type of small business insurance that helps you pay for lawsuits related to workplace discrimination and harassment. The United States has several federal laws that make it illegal for employers to treat prospective, current, and former employees differently based on their sex, colour,… Read more
October 21, 2021

COVID-19: The Impact on Marine Protection and Indemnity Coverage

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COVID-19: The Impact on Marine Protection and Indemnity Coverage Amid the tragic human impact of COVID-19 and governments' restrictions on travel and commerce, businesses are feeling the economic consequences of the pandemic. COVID-19 has reshaped the marine sector's risk landscape, and raised questions about shipowners' protection and indemnity (P&I) coverage and how this may be… Read more
October 14, 2021

What Ascend’s Private Hire insurance covers and the optional extras you can add to your policy.

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What Ascend's Private Hire insurance covers and the optional extras you can add to your policy At Ascend Broking, we believe that insurance should be simple. Nobody should have to read through pages and pages of insurance jargon to understand the cover they have in place.  In this post, we’ll look into what your Private… Read more
October 1, 2021

Per-mile Insurance

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A different way to pay for your car insurance: pay-per-mile Pay-Per-Mile car insurance No one likes paying for their car insurance. We’re forced to buy it. It’s a pain. However, some new types of insurance are making it a slightly less bitter pill to swallow. We all know there are a few black box options… Read more