Working with Coates & Co, specialists in Employment Law, we have been able to provide you with a summary of useful Employment Law facts and figures that will apply from April 2018. This informative summary for 2018/19 gives details of: Employment compensation limits Statutory redundancy Maternity, paternity and sick pay entitlement The national minimum wage…
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Directors & Officers Insurance – do you know you could lose your ENTIRE wealth?
Many people mistakenly believe that as a director of a limited company, they have no personal liability in regard to their corporate actions and that is not limited just to directors, proceedings can be issued against people in almost any managerial or supervisory position. Could that be you? The truth is that while most corporate…
Read moreVehicle thefts are on the increase – What can you do?
The number of vehicles being stolen has gone up 30%. In 2013, 66,000 were stolen, that number rose to 86,000 in 2017 and the value of those stolen has been rising. Unless these are recovered quickly – usually via a tracker of some kind, the recovery rate for stolen vehicles is stubbornly low. Evidence suggests…
Read moreHow would losing your driving licence affect your life?
Losing your driving licence can have dramatic implications to your professional and personal life – that is why you should consider our Loss of Licence Defence insurance product that will pay for a specialist solicitor and legal fees when defending or challenging a motoring conviction. This policy is ideal for anyone that: ❖ Drives for…
Read moreGuide for employees driving in the snow
What simple steps can you take to keep your business, employees and the public safe during severe snow? Download Employee Driving Tips • Steps should be taken to make sure that water pipes don’t freeze – especially outdoor pipes. If any external pipes aren’t used in the winter, their water supply should be switched off…
Read moreConstruction Pitfalls – the use of Subcontractors
Ian Lawley, Technical Director at Ascend Broking, highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements. Many clients use subcontractors in the course of their business. This is quite normal, of course, and the client will expect to be insured for their use. But do they know…
Read moreTwo new motor fleet insurers enter the UK market
Following the withdrawal of a number of motor fleet insurers in 2016/17, January has seen two new entrants utilising a select distribution network, one exclusively providing terms only with the use of forward thinking technology. We provide a brief overview as to how a different approach to the way you purchase motor fleet insurance can…
Read moreHow to get the best price for your motor fleet
How to get the best price for your motor fleet Specialist insurance for the Transportation and Haulage sector needs a unique approach. It is important to engage a broker that has a specialism in your industry. They must have the knowledge and expertise in your business sector and be able to provide you with full market access.…
Read moreEngineering Inspection Insurance
Engineering inspection of plant and machinery is essential to ensure the safety of employees and the general public. It will also ensure your business meets the statutory requirements for workplaces in the UK. Evidence of compliance with health and safety law is very important if customers are to avoid interventions from the HSE. An engineering…
Read moreNew Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed
As part of our New Year resolution tips we tackle underinsurance. Many businesses find themselves underinsured at a time of loss and only receive a fraction of the true value of a claim. It is thought that up to 80% of the UK’s commercial properties are underinsured and 40% of businesses underinsure their business interruption…
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