If you’re considering COVID-19 testing in your workplace, whether for employees, visitors or contractors, it’s important you are aware of the possible potential implications for your liability insurance covers. Similarly, if you’re considering or are approached by a relevant authority about your premises/site being used as a testing facility (whether asymptomatic or symptomatic) or…
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Category: COVID-19
Coronavirus support for business guide
Coronavirus support for business guide Download our financial aid guide detailing the assistance that is available to you following the 2021 budget. As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…
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COVID-19: Guidance on how to manage unhappy employees
COVID-19: Guidance on how to manage unhappy employees At this strange time we’re living through, many employers are considering how they will bring back their employees from a period of furlough or a return to the workplace after a lengthy period of home working. Telephone conversations with the employee may have raised a distinct…
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COVID-19: How to reduce the risk of employers’ liability claims
COVID-19: How to reduce the risk of employers’ liability claims As the country gradually moves towards the ‘new normal’, it is inevitable and understandable that employers will now be focusing on implementing the necessary changes to their working practices, allowing them to operate not only safely but also profitably. Business owners and, indeed, their…
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The FCA Supreme Court Test Case update
The FCA Supreme Court Test Case update Overview The Supreme Court handed down judgment on the 15th January 2021 on the FCA Business Interruption Test Case. It held resoundingly in favour of the FCA (on behalf of the policyholders) in relation to all types of clause under consideration – “Disease” clauses, “Prevention of Access”…
Read more Update: Business interruption extensions to COVID-19
Update: FCA Test Case: Business interruption extensions to COVID-19 The Supreme Court judgment in the FCA Business Interruption Test Case was published on Friday 15th January 2021. The Supreme Court did find in favour of the FCA and policyholders on the areas of dispute on eight insurers in the test case. Please…
Read more Putting your staff and volunteers first during lockdown
How to keep in touch, communicate and put your employees and volunteers at the forefront during lockdown. As we come to the end of the first week of our national lockdown, it can be easy to focus on how your charity is doing, how many beneficiaries are being reached, how sales are going, how to…
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Why charities need cyber insurance, regardless of size
Why charities need cyber insurance, regardless of their size With all the challenges and changes that Covid-19 is bringing we saw a sudden and near-total shift to remote working (and now a more measured transition to blended working) many charities have had to re-examine their existing cyber security practices. In the past year 20% of charities…
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The recent COVID -19 High Court ruling
The recent COVID -19 High Court ruling This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease…
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Cyber insurance is set to become vital after Covid-19
Although most businesses have always seen cyber insurance as a necessity, many will now realise its utmost importance in keeping them protected. The risk of cyber attacks has grown exponentially due to many working from home, leaving small businesses vulnerable to attack. Since 2015 there has been a 300% increase in small and medium size…
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