Category: Commercial
Are you Fully Aware of your Business’s Exposures?
Are you Fully Aware of your Business’s Exposures? Are you a business owner? Then, you need to know the different risks your business may face. These could be things like cyber threats, fire, floods, and other potential losses. These problems could cause financial loss, damage to your property, or even legal troubles. But don't worry,…
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Warehouse & Storage Conditions for Insurance Purposes
Warehouse and storage conditions for insurance purposes Why is it important to know your warehouse storage conditions for insurance purposes? Knowing your warehouse storage conditions is crucial for insurance purposes. Insurance companies require accurate information about your products’ storage conditions to provide the right coverage for your business. Failure to provide accurate information about your…
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Why Insurers may Refuse Claims from your Company
Commercial insurance policies are designed to protect businesses from unexpected losses. However, just because a business has an insurance policy does not guarantee that they will receive coverage when they file a claim. Insurance companies have a responsibility to properly evaluate claims and only pay out when the terms of the policy have been met.…
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How Underground Cable Strikes can Affect Groundwork Companies.
Underground cable strikes can have catastrophic consequences for groundwork companies, often resulting in significant financial losses and reputational damage. However, with the right insurance coverage, owners of these companies can mitigate their risk and protect themselves from the financial burden that often accompanies such incidents. The Importance of Insurance Coverage As a groundwork company owner,…
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From Rental Woes to Relief: Navigating Hired in Plant Insurance Claims
Hired in plant insurance is an important type of insurance for businesses that rely on plant or equipment rentals. It provides protection against damage or loss of equipment that is rented from a third party. Hired in plant insurance claims can be complex, and it is important to understand the process in order to ensure…
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How to Prevent Keyless vehicle Theft
How to Prevent Keyless vehicle Theft Keyless vehicle theft is on the rise, fuelled in part by both the higher demand for used cars and vans, and gaps and shortages in the supply chain for replacement parts due to Brexit and Covid. The Home Office reports that every five minutes in the UK, a vehicle…
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How Important is D&O within the Wholesale Sector?
Directors and Officers (D&O) insurance is an important aspect of the wholesale industry, as it protects the leaders of a company from potential legal claims related to their decision-making processes and actions. The wholesale industry involves large transactions and complex operations, making D&O insurance a critical component for ensuring the stability and success of companies…
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The Difference Between ‘Joint Names’ and ‘Composite Insured’ Construction Insurance
The Difference Between ‘Joint Names’ and ‘Composite Insured’ Construction Insurance Most people in the construction industry will know that contract works are usually determined by standard form contracts called JCTs (or Joint Contracts Tribunal contracts) which outline the responsibilities and obligations of all parties involved in the project i.e., the employer, contractors, and any subcontractors.…
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How Your Business Can Reduce Their Motoring Costs
How Your Business Can Reduce Their Motoring Costs Rising motoring costs are a concern for all businesses that have a motor fleet. If you run a fleet of vehicles as part of your business, you’ll be keeping a close eye on balancing the cost of keeping your fleet on the road with the difficulties of…
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Why all businesses require Directors and Officers insurance
Why all businesses require Directors and Officers insurance Directors and Officers liability insurance (D&O insurance) provides financial support and defence against potential investigations into the behaviour of your executives and the possibility of them being sued. Without such insurance, the company will be left to pick up the tab from their own resources. Or,…
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