Category: Care
The Difference Between ‘Joint Names’ and ‘Composite Insured’ Construction Insurance
The Difference Between ‘Joint Names’ and ‘Composite Insured’ Construction Insurance Most people in the construction industry will know that contract works are usually determined by standard form contracts called JCTs (or Joint Contracts Tribunal contracts) which outline the responsibilities and obligations of all parties involved in the project i.e., the employer, contractors, and any subcontractors.…
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How Your Business Can Reduce Their Motoring Costs
How Your Business Can Reduce Their Motoring Costs Rising motoring costs are a concern for all businesses that have a motor fleet. If you run a fleet of vehicles as part of your business, you’ll be keeping a close eye on balancing the cost of keeping your fleet on the road with the difficulties of…
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Why all businesses require Directors and Officers insurance
Why all businesses require Directors and Officers insurance Directors and Officers liability insurance (D&O insurance) provides financial support and defence against potential investigations into the behaviour of your executives and the possibility of them being sued. Without such insurance, the company will be left to pick up the tab from their own resources. Or,…
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10 UK Cybercrime Statistics
10 UK Cybercrime statistics Did you know as of October 2022, 39% of UK businesses have experienced a cyber attack, the same as in 2021. However, the figure has dropped since 2020 (46%). “Cyber crime is the greatest threat to every company in the world.” - According to 31% of these businesses, they were attacked…
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Bad weather – the need for a sound fleet insurance policy
Bad weather reinforces the need for sound fleet insurance policy Winter weather fleet insurance policy Significant storms, like many we have witnessed in recent years, and bad weather prevent many workers from being able to report for work, creating significant declines in revenue for the duration of the bad weather, or even for a longer…
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How to safely walk on ice
Winter is coming...! And with it, undoubtedly, will be periods of snow and ice, not only providing jeopardy on our roads, but posing an issue when it comes to walking anywhere. All it takes is for you to step incorrectly onto an icy patch and you can fall over. While the odd stumble may not…
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Is it worth investing in driver and vehicle safety?
Investing in your drivers By investing in driver and vehicle safety you can save 78% in damage costs and 7% in fuel, according to Driving for Better Business figures. Who wouldn't want that? But there is no doubt it'll cost you to invest into Driving for Work schemes, so you may be thinking - is…
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Acquisition of SMP Healthcare
Acquisition of SMP Healthcare We are delighted to announce that from the 5th November 2021, SMP Healthcare Ltd has become part of the Ascend Broking Group. Based in Chelmsford, Essex and established in 2014, the team at SMP Healthcare provide access to a wide range of Health and Protection insurance policies on both personal and…
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Top 6 tradesman insurance claim types
Top 6 tradesman insurance claim types Damage to property Property damage from work carried out by a employees and subcontractors come in many different forms, such as a gardener felling a tree that falls on to a property and damages it, a plumber fitting pipework that springs a leak, or an electrician installing wiring that…
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Achieving profitable growth through long-term partnerships
Achieving profitable growth through long-term partnerships Over the past three years, Regions MD, Lee Mooney and, Sales & Distribution Director, Alex Hardy, have overseen a relationship model which has provided a strong partnership for brokers and exceptional growth balanced on sustainable profit. This success has been based upon doing things differently, building long-term partnerships and…
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