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Electrician installing electric cable wires of fuse switch box. Multimeter in hands of electricians detail.
  • Efficacy cover, known as failure to preform
  • Protects your liability for injury to third parties, or damage to third party property
Public liability word made of square letter word on grey background.
  • Turnover split between activities
  • MOT Loss of Licence
  • Defective Workshop Service Indemnity
Wooden blocks with words 'EMPLOYER'S LIABILITY'. Business concep
  • Commercial vehicle weight classes
  • Storage arrangements for customer vehicles
  • Engineering Inspections
  • Negligence
  • Infringement of intellectual property rights
  • Breach of confidence
Courier van insurance
  • Corporate liability
  • Directors & officers
  • Employment practices
  • Profits
  • Commissions & training costs
  • Civil authority ingress & egress
Social Engineering
    • Data breaches
    • Cyber crimes
    • 1st & 3rd party cover
set of tools in tool box on a wooden background
  • All risks cover
  • Portable hand-held tools
  • Overnight tools cover
  • Any driver restrictions
  • Mini fleet through to self insurance
  • Risk management options

Ascend will assist you risk manage the remaining elements of your business to tailor the policy to you, these can include but not limited to:

  • Buildings (Or Tenants Improvements)
  • Stock (Vehicle, Parts & Accessories)
  • Demonstration Cover (Accompanied / Un-Accompanied)
  • Courtesy/Loan Vehicles
  • Public Liability
  • Engineering Inspection & Breakdown
  • Business Interruption

At Ascend, we have our dedicated experts who are able to provide solutions from start-ups through to multi-site locations and can even arrange self-insurance programmes for the larger operator.

We appreciate the challenges that the fire & security industry faces, from national firms to sole traders. With this in mind, we have a bespoke fire & security Insurance which is tailored towards your trade activities, and we assist in building a policy to your specific cover requirements from a panel of our A rated insurers. We will highlight any differences in cover between insurers and ensure you are confident in your own insurance cover.

What services do we offer?

  • Friendly and professional service
  • Award-winning claims team
  • Claims mobile app
  • Experts in reducing cost
  • 32 Years professional experience
  • Transparent
  • Independent
  • Wide insurer panel
  • No call centres
  • Dedicated contacts
  • No office closures
  • No policy fees

Why you need Fire & Security Insurance

There are legal requirements in the United Kingdom to have certain insurance policies in place, for a Fire & Security sector, there are two fundamental elements of cover that you need to be aware of.

  • Business Interruption
    Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster.
  • Employers Liability
    This is also a legal requirement to obtain if you have at least one employee, this does include many types of sub-contractor too. If you are caught without cover, you can be fined up to £2,500 per employee, per day.

Who to speak to?

Please contact Stuart Belbin who has extended knowledge in the Fire & Security and Commercial insurance sectors.

Stuart Belbin
Account Executive
M: 07736 956221   E:

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